At Credit Card Management Services, our mission is to provide compassionate, professional debt management counseling and education in an ethical manner with efficient, timely and problem-solving client support.

Wednesday, May 24, 2006

This is Kevin



This is Kevin. He's a certified credit counselor here at CCMS.

Give him a call right now and he'll get you back in control of your finances.

1-800-920-2262

Take Control

Take control of your money do not order extra cable.


Take control of you mobile phone do not get ring tones.

Tuesday, May 23, 2006

Free Financial Open House

This Saturday, May 27th from 9 AM - 1 PM.

Stop by Credit Card Management Services at 4611 Okeechobee Blvd, Suite 114 in WPB, FL and learn more about:

-Getting out of debt.

-Credit report analysis

-Home buying programs

-Reverse Mortgages

-Bankruptcy plans

We're here to help.

Our nationally certified housing and credit counselors can help you today.

Monday, May 22, 2006

Default Rate????

What is a default rate?

A default rate is the rate that a credit card company can charge you if you a late. This rate is sent to you in the card holder agreement.

What is a card holder agreement and how do I get one?

A card holder agreement is the contract or agreement that you and the credit card agree to. You actually review this agreement every time you sign your credit card.

What Does Credit Counseling Do To My Credit Score?

A credit counseling program does not effect you score.

Credit counseling has been around to 30 years.

CCCS is a national organization not local.

Friday, May 19, 2006

DEBIT

You should use your debit card when ever possible
You should never take out more than 3 cards

Thursday, May 11, 2006

Look At All Of Our Certifications!


CCMS is certified everywhere! We have nationally certified housing, debt, bankruptcy, HECM counselors.

We can help you:

Get out of debt...stay out of debt.

Create a budget.

Become a home-owner

Stop Bankrutpcy or foreclosure.

Learn more about all of our services at www.debthelper.com or call today 1-800-920-2262

Debit VS Credit and Mortgages....Did you know this?

Credit is very important in finding a mortgage and a payment that you can afford.

The debit card does not have the same security on charges that a credit card does.

There are different types of interest used by each credit card company.